About Us — Global Dot Bank
Founded to revolutionize the world of digital finance, Global Dot Bank (GDB) was established with a singular purpose — to make global banking simple, secure, and borderless.
Our Story
Emerging from the vision of AR Holdings, GDB represents the convergence of financial innovation and technology — serving as a trusted partner to global citizens, entrepreneurs, and institutions worldwide.
With headquarters in Mountain View, California, and an Asia hub in Bangkok, Thailand, GDB operates across 10 international offices, managing over USD 1.5 million in assets and serving 2,100+ clients across continents.
We believe banking should not be defined by borders — but by access, trust, and opportunity.
Our Mission
To empower individuals and businesses to manage, grow, and move their wealth globally — through transparent, intelligent, and secure digital banking solutions.
Our Vision
To become the world's most trusted digital-first financial institution, uniting technology and compliance to redefine the standards of global banking.
Core Values
Our values guide everything we do — from product development to customer service
Integrity
We operate with transparency and accountability, ensuring trust at every level of our organization.
Innovation
We continuously push the boundaries of fintech — delivering seamless, AI-driven, and user-centric banking solutions.
Compliance
We maintain the highest standards of regulatory adherence, aligned with Basel III, FATF, and FinCEN global frameworks.
Inclusivity
We serve customers across borders, ensuring everyone — from individuals to enterprises — can access the global financial system.
Stewardship
We uphold long-term sustainability and responsible growth, ensuring the success of our customers, communities, and investors alike.
Our Global Presence
With offices across three continents, we provide world-class banking services wherever you are
Headquarters (USA)
1075 Terra Bella Ave, Mountain View, CA 94043, United States
Asia Headquarters (Thailand)
23 Sukhumvit Soi 13, Khlong Toei Nuea, Bangkok 10110
Dubai, UAE
Level 29, Marina Plaza, Dubai Marina
Belize
Suite 305, Matalon Building, Coney Drive, Belize City
Turkey
Maslak Mah., Büyükdere Cad., Istanbul 34398
India
91 Springboard, MG Road, Bengaluru 560001
Singapore
20 Collyer Quay, #23-01, Raffles Place, 049319
Malaysia
Level 36, Menara Citibank, Jalan Ampang, Kuala Lumpur 50450
Indonesia
World Trade Center 3, Jalan Jenderal Sudirman, Jakarta 12930
Vietnam
Saigon Trade Center, 37 Ton Duc Thang, District 1, Ho Chi Minh City
South Korea
23F, Seoul Finance Center, 136 Sejong-daero, Jung-gu, Seoul
Leadership Team
Our leaders combine legacy expertise from world-class financial institutions with a forward-thinking approach to innovation, compliance, and human connection.
Arun Kumar
Founder
Visionary founder of AR Holdings, whose foresight and entrepreneurial spirit laid the foundation for a multi-industry conglomerate. His legacy of innovation and strategic leadership continues to guide GDB's mission to make global finance accessible and borderless.
Kelsey Morgan (KM)
Chief Executive Officer
Brings operational excellence and strategic foresight to Global Dot Bank. With a career spanning fintech innovation and global transformation, she drives execution, compliance, and customer trust at scale.
Timothy Burton (TB)
Veteran Advisor & Chairman
Seasoned executive with over 35 years in banking, blockchain, and logistics. A former advisor to Fortune 500 financial institutions, he ensures GDB maintains its commitment to governance and sustainable growth.
Saleena Thamani (ST)
Executive Director
Pioneering blockchain developer and architect of the DPC-20 Token Standard. Saleena bridges blockchain innovation and digital finance — merging compliance with creativity and serving as a driving force behind GDB's fintech ecosystem.
Rudra Narayanan (RN)
Head of Business & Strategy
Specialist in global market expansion and institutional partnerships. Rudra leads GDB's cross-border strategy, driving investor relations and business growth across continents.
Jonathan Lee (李志明)
Chief Compliance Officer
A highly respected compliance veteran with over 25 years at HSBC and Standard Chartered. Jonathan oversees GDB's global compliance, AML/CFT, and internal audit frameworks — ensuring absolute adherence to international banking standards and regulatory excellence.
Dr. Maria Estevez
Head of International Banking & Risk
Former Managing Director at Santander Global Markets, Dr. Estevez brings a deep understanding of sovereign risk, liquidity management, and digital asset compliance. She leads the risk and treasury divisions, reinforcing GDB's financial resilience.
David Nasser
Chief Investment Officer
A former Goldman Sachs executive with extensive experience in global asset management and structured investment products. David oversees all institutional portfolios, ensuring long-term growth and ethical asset allocation.
Akira Tanaka (田中明)
Chief Technology & Digital Operations Officer
With a decade of leadership at Mitsubishi UFJ Financial Group (MUFG), Akira drives GDB's technology infrastructure, cybersecurity, and global payments network — ensuring 24/7 stability and cutting-edge innovation across all systems.
Sophia Bennett
Chief Financial Officer
A financial strategist with global experience at UBS and Barclays, Sophia leads GDB's treasury, accounting, and capital optimization strategies. She ensures the bank's financial discipline and transparent reporting.
Ethan Wong (黄以腾)
Head of Merchant Banking & Corporate Services
A leader in corporate finance and trade facilitation, Ethan previously served at OCBC and Citi Asia-Pacific. He oversees GDB's merchant banking division, enabling seamless international transactions for enterprise clients.
Leadership Philosophy
At Global Dot Bank, leadership is defined by vision, trust, and accountability.
Our leaders combine legacy expertise from world-class financial institutions with a forward-thinking approach to innovation, compliance, and human connection.
Together, they embody GDB's commitment to "Banking Beyond Borders."
Closing Statement
Global Dot Bank (GDB) stands as a beacon of trust and transformation in the global financial landscape.
Guided by integrity, driven by innovation, and anchored in compliance — we are building a borderless future for banking.